How to Transfer Airtime from MTN to MTN

Sharing airtime with friends and family on MTN is quick and easy thanks to the MTN Share (formerly Share ‘N Sell) service. Whether it’s an emergency or just helping someone stay connected, you can transfer airtime in seconds.

In this guide, you’ll learn the exact steps to send airtime from MTN to MTN.

What You Need Before Transferring Airtime

Before you start, make sure:

You’re using an MTN SIM
You have enough airtime balance
You know your transfer PIN

By default, every MTN line uses 0000 as the PIN, but you must change it before your first transfer for security reasons.

Step 1: Change Your MTN Transfer PIN

This is required before sending airtime.

Using USSD:

Dial:

*321*0000*NewPIN*NewPIN#

Example:

*321*0000*1234*1234#

You’ll receive a confirmation message once your PIN is updated.

Step 2: Transfer Airtime Using USSD (Fastest Method)

This is the most popular method.

Dial:

*321*RecipientNumber*Amount*PIN#

Example:

*321*08031234567*500*1234#

Airtime is sent instantly
Both sender and receiver will get confirmation messages

Alternative Method: Transfer Airtime via SMS

You can also send airtime using text message:

Format:

Transfer RecipientNumber Amount PIN

Send to 321

Example:

Transfer 08031234567 500 1234

You’ll receive a prompt
Reply YES to confirm the transfer

Important Rules & Limits

Minimum transfer: ₦50
Maximum per transaction: up to ₦10,000
Daily transfer limit: up to ₦100,000
Works only MTN to MTN (no cross-network transfer)

Common Issues & Fixes

“Transfer Failed”

Ensure you have enough airtime
Double-check the recipient number

“Invalid PIN”

Make sure you entered the correct PIN
Reset your PIN if forgotten

Not Working?

Confirm your SIM is properly registered
Restart your phone and try again

Final Thoughts

Transferring airtime on MTN is simple once your PIN is set. The USSD method is the fastest, while SMS provides a good alternative.

Whether you’re helping a friend or managing multiple lines, this feature makes staying connected easier than ever.

How to Transfer Airtime from MTN to MTN